E Finance Blog


Term Life Insurance Quotes: Offering Lucrative Deals

January 15th, 2013 by editor

Term life insurance is becoming extremely popular with the each passing day. Gone are the days when you had enough money saved in your bank account to comfortably take care of your family members and easily fulfill all their wishes. Now-a-days with the ever increasing prices of everything, you have to plan your expenses consciously to ensure that all the necessities of your family members are taken care of and you have some money saved for the future. When you are with your family, they can relax as they know that you will take care of everything. But think of a situation when you are not there to look after them and provide for them financially. Your family members will not only be emotionally troubled, but also have to struggle financially. Read more »

Posted in Insurance category.

Debt Settlement And FTC Complaints – Handling Such Issues

January 14th, 2013 by editor

Most of the people, when in debt problem, opt to get the help of the debt settlement companies, in order to be able to pay down the debts more easily.  The debt settlement agencies or companies are supposed to help you with paying down the debts, as they can negotiate with the creditors, in order to lower the outstanding debt amount. That is the main help that they offer to you, other than helping you with making the monthly payments through them. Now, if the settlement company gets away with your money, instead of helping you in your problem, then you may end up even deeper into debt. Read more »

Posted in Finance category.

Benefits of Health Insurance

December 2nd, 2012 by editor

It is necessary to have health insurance in order to manage your health-related expenses whenever you or your family members fall sick. The premiums for the health insurance plans can at times very costly, however, health insurance plans are definitely worth investing in. Here are some benefits of health insurance plans. Read more »

Posted in Insurance category.

What are 401(K) Plans?

November 28th, 2012 by editor

There are several investment options available for investors today, and it can be quite confusing to select an investment plan that best fits your needs for accumulation of wealth as well as planning for your retirement. Learning about different investment products and evaluating their pros and cons is the best method to select a good investment plan. 401(K) plans are also good investment options for your retirement planning. Here is a brief explanation of what 401(K) plans are. Read more »

Posted in Retirement Planning category.

Types of Futures

November 27th, 2012 by editor

A kind of derivative contract in which there are two parties that reach an agreement to transact at a certain future date at the specified present price is known as a futures contract. There are various types of futures, generally depending upon the underlying asset. Trading in futures contract is also referred to as margin trading. Read more »

Posted in Derivatives category.

What are Certificates of Deposits?

November 26th, 2012 by editor

When there are a lot of market fluctuations and there is financial uncertainty, several individuals opt to invest in certificate of deposit or CD. Instead of making investments in the real estate or taking a risk by investing all your money in stocks, it is better to invest in a CD which gives a guaranteed rate of return on your investments. So, what are certificates of deposits? Read more »

Posted in Finance category.

Types of Loans

November 26th, 2012 by editor

Individuals may need loans for different reasons. There are various types of loans that cater to different kinds of financial needs. You may need a loan to expand your business or buy a new house. Following are some types of loans classified on the basis of their features and their usefulness in terms of meeting the financial requirements. Read more »

Posted in Loans category.

Types of Financial Software

November 26th, 2012 by editor

Personal computers have been used since early times by various businesses as well as individuals for tracking finances. Over a period of time, the financial software programs have undergone a drastic change and nowadays financial software can be used for several different purposes. There are different types of financial software present in the market and the benefits of these software programs can be availed by large corporations to small businesses to individuals. These types of financial software come in different packages that cater to different types of financial needs and perform various types of financial functions. Read more »

Posted in Finance category.

Types of Financial Services

November 26th, 2012 by editor

Money is extremely necessary and an important aspect of living. We require money to purchase goods and services as per our needs. We need money to invest in a new or existing business or build a new home. It is best to avail different types of financial services offered by various financial institutions and professional brokers in order to manage your money well. Read more »

Posted in Finance, Financial planning category.

Types of Bonds

November 26th, 2012 by editor

Just as individuals need to borrow money from others sometimes, similarly the government and companies also need to borrow some money from the public. To raise capital, the government as well as companies issue different types of bonds. The government may need money for the purpose of financing some infrastructure projects or for some other social programs. Companies may need money for their business projects or for expanding the business into new markets. Read more »

Posted in Finance category.

Types of Bank Accounts

November 26th, 2012 by editor

There exist various types of bank accounts for different financial needs of individuals. Banking institutions offer a wide range of different bank accounts and it may at times become confusing to select which type of bank account to go in for. Following are certain types of bank accounts along with the different features offered by them: Read more »

Posted in Banking category.

What are Swaps?

November 26th, 2012 by editor

Swaps are especially types of derivative products that involve the exchange of securities. So, what are swaps exactly? In case of swaps, a security is exchanged for another security in order to change the maturity of the security (in case of bonds), quality of the issues (in case of bonds or shares) or change in the investment objectives. There are different types of swaps such as currency swaps as well as interest rate swaps. Read more »

Posted in Derivatives category.

Types of Annuities

November 26th, 2012 by editor

What is an Annuity?

An annuity is a financial plan or product that is sold by a financial institution which accepts certain amounts of funds from individuals and then makes payments to these individuals at a later date in the future. Annuities mainly serve the purpose of creating regular cash flow for people during the years of retirement. There are different types of annuities such as fixed annuities, variable annuities, immediate annuities and equity indexed annuities. Read more »

Posted in Retirement Planning category.

Technical Analysis Vs Fundamental Analysis

November 26th, 2012 by editor

There are two major types of analysis when it comes to the financial markets, they are fundamental analysis and technical analysis. Here is a brief comparison of technical analysis Vs fundamental analysis. Read more »

Posted in Finance category.

Six Basic Types of Insurance

November 26th, 2012 by editor

Insurance is a type of risk cover that will protect you as well as your family against financial losses that may occur due to certain health related problems, by way of accidents or due to some natural disasters. You can obtain life insurance to cover the risks associated with your life. There are also general insurance options available such as medical insurance and car insurance. Following are six basic types of insurance. Read more »

Posted in Insurance category.

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