State Auto Insurance

What Is State Auto Insurance Company?

State Auto Insurance Company is an American insurance company founded by Robert Pein in the year 1921. Since then, it has provided service in all kinds of insurance policies, reinforcing the idea that independent insurance agencies are the best in keeping a financial balance, low insurance rates and a high quality handling of the claims settlements.

Currently, State Auto Insurance has over 2,000 associates and collaborates with more than 3,000 independent agencies located in over 33 states, marketing their products. It is an extended financial group rated with A+ by the A.M. Best Company, making it a top option for all the individuals, families or businesses that are searching for insurance plans.

State Auto Insurance Company Products

The products that State Auto Insurance Company offers to American customers cover all areas of liability. The personal insurance covers Auto Insurance, with a CustomFit Auto Program that is pliable on your special needs, but can also provide the Basic Auto National Insurance, that covers the mandatory aspects of liability. Also, if you are a State Auto client over 45 years you can benefit the Prime of Life Program that brings you special premium discounts. The Auto Replacement Cost Coverage is an important asset to State Auto’s portfolio, and helps you get a replacement insurance cost that is worth the actual money necessary to buy a new car.

The Home Insurance includes, besides the premium plan, a Know Your Stuff Home Inventory that you can put together using specialized software, in order to be able to insure all your possessions. The Prime of Life program applies here too. Other personal insurance options are the Home Based Business Endorsement, the Personal Inland Marine and the Watercraft Insurance that protects your boat. Also, you can obtain an Umbrella Insurance that compiles together your home and auto insurance, so that in case of liability, State Auto Insurance can provide you just the right amount of money.

The Business Insurance plans are as complex and effective and cover all the possibly liabilities of your business: your property, your vehicles, your workers. You have the Umbrella Excess Liability plan that compiles your general and auto policies so that you have extensive coverage in case of liability. The Risk Control Services offers you the means of protecting your business by constantly evaluating the risk factor and the loss prevention options together with the Control Department’s staff.

If you own a farm, there are a lot of aspects that you have to keep in mind when choosing the adequate insurance settlement. State Auto’s Farm Insurance covers important topics, such as Dwellings, Household Personal Property, Farm Outstructures, Livestock or Farm Personal Property. All your farming investments are protected with a powerful risk management program.

The Bonds program is a more particular coverage option, which comes to meet the bonds requirement of your business, being those license and permit, probate or public official. The National Flood Insurance Program is created in collaboration with the National Flood Services and helps the owners that have properties located in low or moderate risk areas.